About Us
Why Us
Before Aclaró AI
The auto financing market was full of barriers and inefficiencies. Borrowers found it extremely difficult to obtain financing to purchase a vehicle, even when they had good credit. On the other side, many smaller lenders found it difficult to mitigate their risk and extend the lifetime value of their current borrowers.
Shifted the Paradigm
As an auto lender, you’re always on the look out for ways to drive the best consumer experience in an increasingly competitive market. When it comes to closing a deal and getting a car off the lot, every second counts. So, when your competitors are approving loans in minutes, you are sipping your coffee and watching Aclaró make approvals for you, in real-time.
And we succeeded
We help auto lenders deliver personalized experiences to borrowers. At Aclaró, we empower both big and small lenders with cutting-edge technology so that they can increase both their top lines and reduce their expenses. While we started with our game-changing risk management product, Aclaró TrueView, we have developed fully-integrated tools that can simultaneously support your revenue generation and risk management goals. From gaining valuable insights about a particular borrower to making it seamless for a borrower to populate and submit a loan application, we at Aclaró are focused on your success.
What Drives Us
Our Team
Carlos Galarce
Chief Executive Officer
Highly accomplished Senior IT and Operations Executive and a recognized leader in business growth.
Bill Russo
Chief Product Officer
Bill has over 35 years experience in developing software solutions to the automotive retail sector. These innovative solutions have enabled dealers, OEMs, financial services and other companies to better manage their business operations and data & information requirements to drive profitability and revenue growth.
Bill has Founded or co-founded numerous automotive technology companies over the years, all of which were acquired or merged with 100% success rate
Ralph Schiavone
VP of Customer Success
Experienced in software development at a multi-national level working with world wide teams. Ralph has held senior management positions focused on software application development, quality assurance, infrastructure management operations, SaaS and software tools development with various software companies. He’s also worked directly with many customers on implementations, software upgrades and finding solutions to their specific business problems.