Aclaró AI Products

An auto loan system that lets you say yes to more applicants without increasing risk? Now that’s Aclaró AI.

Aclaró A.I. is designed to be easy to use and understand. We’ve created everything so that you don’t have to have a computer programming degree to get the most from the system. Moreover, we have an outstanding support team that’s here to answer your questions and help you get the most from aclaró A.I.’s powerful technologies.

Why Aclaró AI

Shifting The Paradigm

Our Success

1. Why UsBefore Aclaró AI
The auto financing market was full of barriers and inefficiencies. Borrowers found it extremely difficult to obtain financing to purchase a vehicle, even when they had good credit. On the other side, many smaller lenders found it difficult to mitigate their risk and extend the lifetime value of their current borrowers.
1. Why UsWe shifted the paradigm
As an auto lender, you’re always on the look out for ways to drive the best consumer experience in an increasingly competitive market. When it comes to closing a deal and getting a car off the lot, every second counts. So, when your competitors are approving loans in minutes, you are sipping your coffee and watching Aclaró make approvals for you, in real-time.
1. Why UsAnd we succeeded.
We help auto lenders deliver personalized experiences to borrowers. At Aclaró, we empower both big and small lenders with cutting-edge technology so that they can increase both their top lines and reduce their expenses. While we started with our game-changing risk management product, Aclaró TrueView, we have developed fully-integrated tools that can simultaneously support your revenue generation and risk management goals. From gaining valuable insights about a particular borrower to making it seamless for a borrower to populate and submit a loan application, we at Aclaró are focused on your success.

The Data you Need, when you Need it

The power of Data in
your hands

You will say yes faster, and to those who more likely to pay back in full! Aclaró AI is a top-of-the-line financing platform that lets your risk teams quickly deploy sophisticated risk strategies—so you can make smarter decisions. Our support of advanced data science tools, such as machine learning, helps you get deeper insights from data so you can say yes more, with confidence.

Close deals in seconds,
even nanoseconds!

Use sophisticated automation to replace time-consuming manual processes for instantaneous credit decisions tailored to each customer. Tell the Aclaró Platform how you want to handle decisioning, from straight-through processing of credit-worthy applications to flagging complex requests requiring more careful analysis. Aclaró can simplify and streamline the process from end to end.

What Drives Us


At Aclaró AI, we aren’t afraid to think outside of the box, whether that is updating our cutting-edge software or helping clients with particular issues.

Stellar Customer Service

Stellar customer service is at the heart of what we do. We treat our clients like family. By working with us, your satisfaction is guaranteed.


Our value proposition is clear. By becoming an Aclaró AI client, you will see an impact throughout your business’ income statement.


We truly love what we do. We bring that passion to our work, going the extra mile to ensure that we exceed your expectations.

Our Leadership Team

Carlos Galarce

Chief Executive Officer

Highly accomplished Senior IT and Operations Executive and a recognized leader in business growth.

Melissa Tello

Chief Marketing Officer

Expert in branding and integrated marketing strategies that drive sophisticated results for the company.

Farshad Fatouhi

Chief Technical Officer

Dean of Wayne State University’s College of Engineering and seasoned expert in computer engineering.

Aclaró AI puts the power of the risk process in your hands.

With great power, comes great responsibility. We look forward to working with you!